3G Insurance's Blog

The Hardship Five

graphic depicting five hardship categories all leading to a box with the hardship five written in it

You see people every day that have fallen on hard times. You see them on the street. Perhaps you pretend not to see them. You look the other way or maybe you give them your loose change or a couple of dollars. You see posts on social media asking for help and a link to a GoFundMe page. It is hard to separate the scams from the ligitimate needs. I have personally been scammed. But that is for another post.

However I do wonder about how people end up in situations where they cannot afford to put a roof over there heads. What causes them to fall on hard times? So I did a little digging.

Washington State Taxman Commith

More Tax Bell

Every new administration has their take on how to govern and make the country a better place to live. Sometimes the changes proposed have a small impact on business valuations and sometimes the impact is so broad that businesses who are not prepared for them will wish they had paid more attention.

We believe the Biden Adminstration along with the Democratic control of the legistlator (House and Senate) mixed together with the post pandemic future contains the a real posibility of a tsumami of change that will impact business valuations and buy-sell agreement for years to come.

Taxes are one such change and to learn a little of what is in store and what you may be able to do about it read on...

Install sleep gauge?

Imagine if there was a gauge for how much sleep you needed to stay alert on a long haul… Imagine that before you begin to get on the road the gauge would tell you how long you should safely drive and when you should stop to fill up on sleep.

A sleep gauge is not science fiction. The technology exists today to make this happen. While it's not built into your dashboard like a fuel gauge (yet, come on @elonmusk!), with a little effort you can create a daily routine and a little technology to create a sleep gauge system and optimize your sleep wellbeing and safety.

Learn how "install" your personal sleep gauge

The End. When Life is Suddenly Wonderful

Over this fractured summer I managed to get some beach time with the family and was able to even catch a rare moment to read. The book in question was How Proust can Change Your Life by “Alain De Botton”.

The first chapter deals with a question posed in a newspaper for with Proust had written a reply, part of the reply is this:

“I think that life would suddenly seem wonderful to us if we were threatened to die as you say. Just think of how many projects, travels, love affairs, studies, it - our life - hides from us made invisible by our laziness which, certain of a future, delays them incessantly”

The question posed by the newspaper was roughly this:

What would you do if you knew the world was ending?

Life On Vacation

Often life seems to speed forward and photo memories speak to us through joy and fun. In these trying times everyone needs a vacation even if it's just sandwiches in the park.

The summer just seems to call to us.

It may be the weather, or perhaps the rigorous training we received when we were young and first heard the mention of “summer” vacation. The smell of the halls and the act of cleaning out your locker… Schools out for the summer (and the pandemic) and tell the teacher your surfing - 6 ft between waves, of course.

You need a break and hopefully get time to read that novel or binge watch a favorite show… it can be the hardest time to think about insurance. Especially life insurance. Vacation insurance, maybe, in case of hurricanes or tornadoes… But Life Insurance?

Why Think About That?

Are you covered?

After a diagnosis of cancer you can feel lost with many questions needing to be answered.

One of the hard facts is that cancer treatment is expensive and although you may have good insurance coverage there are many costs that are not covered. We will discuss the Direct and Indirect costs you may incur and strategies you can implement today to ensure you are well prepared.

Find out how to be prepared