Solutions for Today for the Problems of Tomorrow

For Life's Unexpected Events

Your life can change in an instant - sometimes for the better and sometimes for the worse. Be prepared. Having health insurance helps but there are many costs will not be covered even if you have insurance.

There are two costs to major medical insurance whenever you are hospitalized – the health insurance premium and the cost of actually using the insurance.

To help you manage the gaps left by qualified major medical and limited benefit plans its a smart move to get Affordable Choice

Get Your Quote

Affordable Choice Highlights

Affordable Choice from ManhattanLife provides affordability, accessibility, and flexibility. There are only a handful of medical questions on the application. Plus, you keep your own doctors and can access network discounts.

Benefits

Inpatient benefits
Hospital admission benefit
Surgery benefits
Doctor’s office visit
Outpatient medical benefits
Emergency or urgent care
Cancer benefit
Prescription benefit

Features

$5,000,000 Lifetime benefit maximum
$1,000,000 Calendar year limit
No deductibles or coinsurance
Teladoc included: 24/7 Physician consultations (not included in child only policy)
Karis 360 included: Bill Negotiator, Healthcare Navigator, Surgery Saver (not included in child only policy)
Age-banded prices (rates will not increase annually)
No rate differences between smoker/non-smoker

MultiPlan

In addition to payments that help pay for medical services, Affordable Choice helps you get more for your money with the MultiPlan series of networks. You save an average of 20-30% off inpatient and outpatient hospital charges when you use MultiPlan.

Get Your Quote

HOSPITALIZATION STATISTICS

35.7M

There were 35.7 million hospital stays in the U.S in 2016.1

$14.5K

The average per patient cost of a hospital stay in 2016 was $14,500.1

13.6M

In 2016, 13.6 million major ambulatory surgeries were performed.1

Source for statistics: 1Centers for Disease Control and Prevention – Oral Health Surveillance Report, 2019; 2Centers for Disease Control and Prevention – Oral Health Basics, 2019

Get Your Quote^*

Affordable Choice is just one option we have made available to you. You can use the button below to self-enroll in number of care options. Once you provide basic information about yourself, where you live, and your date of birth you will be able to choose from the many options below: